Lucid Trading Review: rules, challenges and payouts

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The details

Data feed / broker

CQG (Tradovate) · Rithmic

Assets

IndicesFXEnergyMetalsAgriculture

Instruments

CME Group futures only: equity indices (ES, NQ, RTY, YM, NKD and micros), currencies (6A, 6B, 6C, 6E, 6J, 6S, 6N), energy (CL, MCL, QM, NG, QG), metals (GC, MGC, SI, SIL, HG, PL) and agriculture (ZC, ZS, ZL, ZM, ZW, HE, LE). No rates or crypto contracts are on the list.

Leverage and limits

Every plan has the same caps: 2 minis or 20 micros on $25K, 4 / 40 on $50K, 6 / 60 on $100K, 10 / 100 on $150K, available in full during the evaluation. LucidFlex funded accounts start lower and scale with simulated profit, reset at each session close; Pro, Direct and Daily funded accounts get the full cap from day one. Live accounts have their own scaling table, with fewer contracts on COMEX metals.

Commissions

Per contract, per side: ES, NQ, RTY, YM, NKD $1.75; MES, MNQ, M2K, MYM, MCL $0.50; MGC $0.80; SIL $1.60; CL, QM, NG $2.00; GC, SI, HG, PL $2.30; currencies $2.40; grains and livestock $2.80. Double these for a round trip. Market depth is a paid add-on.

Max allocation

$750K5 funded accounts × $150K per household, across all plans; 10 accounts in total across evaluations and funded.

Legal entity

Lucid Trading Group LLC

1. 01

   Max Loss Limit: trails, then locks at +$100

   Strict

   Flex, Pro and Direct use an end-of-day drawdown: the Max Loss Limit (MLL) follows your highest closing balance up, never down, and once you close above the Initial Trail Balance it locks at starting balance + $100. On Flex, requesting a payout locks it at once. LucidDaily funded accounts trail intraday, open P&L included. If your balance reaches the MLL, the account is breached.

   Example

   LucidFlex 50K: the MLL starts at $48,000. Close at $51,000 and it moves to $49,000; close above $52,100 and it locks at $50,100. On a LucidDaily 50K funded account it trails live: a trade that runs up $800 and gives it all back has already lifted the MLL by $800.

2. 02

   LucidDaily funded: no high-impact US news

   Strict

   On LucidDaily funded accounts, trading high-impact (red-folder) USD news is a hard breach. You must be flat from 1 minute before to 1 minute after the release, with no open positions and no new orders. Flex, Pro and Direct have no news rule.

   Example

   US CPI is out at 8:30 AM ET (8:30 PM in Hong Kong and Taipei during US daylight time, 9:30 PM in winter). You must be flat from 8:29 to 8:31; any position still open at 8:29 ends the account.

3. 03

   Optional daily loss limit: a pause, not a fail

   Watch out

   On Flex, Pro and Daily you switch the daily loss limit on or off at checkout; the choice covers both phases and cannot be changed. Hitting it locks you out until the next session; the account survives. On Pro and Direct funded accounts it becomes LucidScale (60% of your best end-of-day profit) after you close above the Initial Trail Balance. It does not trail with the MLL, so the MLL can be closer.

   Example

   LucidPro 50K with the limit on: $1,200 a day. After you close above $52,100 with a best end-of-day profit of $4,000, the limit becomes $2,400 ($4,000 × 60%) and only goes up from there.

4. 04

   Consistency differs by plan

   Watch out

   Consistency is your largest single-day profit divided by account profit. Flex and Daily evaluations need 50% or less to pass, with a small cushion; Pro funded accounts need 40% or less in each payout cycle and Direct 20%. Pro evaluations and Flex / Daily funded accounts have no rule. It restarts after each payout and stops applying once you are live.

   Example

   LucidDirect 50K, first goal $3,000: your best day may be at most $600. A $900 day means you need $4,500 of cycle profit before you can request.

5. 05

   No hedging across accounts, users or firms

   Strict

   You may not hold opposite positions in the same contract, or in correlated contracts (equities, metals, energies and so on), across separate accounts: yours, someone else's or another firm's. Opposite minis and micros of one contract are allowed only inside a single account. A first flag resets the accounts to the prior day's balance without restoring drawdown; repeats breach every account involved and can mean a ban.

   Example

   Long 1 ES on one LucidPro account and short 2 NQ on another: prohibited. Long 1 ES and short 5 MES in the same account: allowed.

6. 06

   LucidFlex funded: contracts scale with profit

   Watch out

   LucidFlex funded accounts start below the cap and add size as simulated profit grows, adjusted after each session's close; a payout can drop you a tier. Pro, Direct and Daily funded accounts and every evaluation get the full cap from day one. Deliberately exceeding a limit can wipe that day's profit.

   Example

   LucidFlex 50K funded: 2 minis at $0–$999 profit, 3 from $1,000, 4 from $2,000. Withdraw $1,000 from $2,400 of profit and you are back to 3 minis next session.

7. 07

   Microscalping and HFT

   Watch out

   If more than 50% of your profit comes from trades held 5 seconds or less, the account is flagged for manual review and, if confirmed, a warning; repeats forfeit those profits and can end in a ban. High-frequency trading is banned outright. Ordinary scalping, DCA, flipping for trading days, bots and trade copiers are allowed.

   Example

   You make $2,000 in a cycle and $1,100 of it came from trades held 3–4 seconds. That is 55%, so expect a review.

8. 08

   Flat by 4:45 PM ET, no weekends

   Good to know

   All sim positions must be closed by 4:45 PM ET, Monday to Friday, or before an earlier holiday close. Lucid closes anything still open, and that does not fail the account. Trading reopens at 6 PM ET, Sunday to Thursday.

   Example

   From Hong Kong or Taipei the cut-off is 4:45 AM during US daylight time and 5:45 AM in winter.

9. 09

   30-day activity rule and account limits

   Good to know

   An account with no trade producing at least $1 of net profit or loss in 30 calendar days is treated as abandoned and permanently deleted. Breached evaluations are deleted after 30 days unless you buy a reset. A household can hold 5 funded accounts and 10 accounts in total across evaluations and funded.

Trading styles

• News trading

  With conditions

  Allowed on Flex, Pro and Direct; LucidDaily funded accounts must be flat 1 minute either side of high-impact US news.

• EAs / bots

  Allowed

  Automated trading is allowed; HFT is not, and software errors are your responsibility.

• Copy trading

  Allowed

  Trade copiers are allowed, as long as they never leave opposite positions across accounts.

• Hedging

  Not allowed

  Including across accounts, users and firms.

• Holding overnight

  Not allowed

  Flat by 4:45 PM ET; leftovers are closed for you without failing the account.

• Holding over the weekend

  Not allowed

• Scalping

  With conditions

  Allowed, but over half your profit from trades held 5 seconds or less triggers a review.

1. 01 · First payout

   Flex: after 5 days of at least $100 / $150 / $200 / $250 profit and a positive cycle. Pro: once the cycle earns $250 / $500 / $750 / $1,000 within 40% consistency and you are above the buffer. Direct: once you reach the $1,500 / $3,000 / $6,000 / $9,000 goal within 20% consistency. Daily: as soon as you are above the buffer.

2. 02 · After that

   No fixed window: request any day you qualify, and the conditions restart after each approved payout. Flex, Pro and Direct allow 5 payouts per account, after which the risk team reviews you for live; Daily can request every day. Paid within 2 business days of approval.

3. 03 · Profit split

   90% on every plan; Pro accounts bought or reset before 28 Nov 2025 keep 100% of the first $10,000.

Minimum

$500 per request on every plan.

Caps

Flex: 50% of profit, up to $1,000 / $2,000 / $2,500 / $3,000 every time. Pro: $1,000 / $2,000 / $2,500 / $3,000 on payout 1, then $1,500 / $2,500 / $3,000 / $3,500. Direct: $1,000 / $2,000 / $2,500 / $3,000 on payouts 1–3, then $1,000 / $2,500 / $3,000 / $3,500. Daily: no per-request cap, but a $6,000 / $8,000 / $10,000 / $12,000 day triggers a move to live, and sim profit paid on that move is capped at $15,000 in total.

Payout methods

• Plaid (US only)
• WorkMarket by ADP (bank transfer or PayPal)
• Crypto (BTC, ETH, LTC, USDT, USDC)

Before you can request

• No breach of the trading rules, the terms or the plan's account agreement.
• Requests are final once submitted and cannot be edited or cancelled.
• Flex and Daily: net profit since the last payout must be positive (at least $1).
• Pro and Daily: you cannot withdraw from the buffer (Initial MLL + $100); trading into it before approval can get the request denied.
• Funds leave the account within minutes of approval, so trade as if the payout is already gone.

What we read

1. 01Lucid help centre: LucidFlex Evaluation Account
2. 02LucidFlex Funded Account
3. 03LucidFlex Payouts
4. 04LucidFlex Drawdown
5. 05LucidFlex Scaling Plan
6. 06LucidFlex Customization
7. 07LucidPro Evaluation Account
8. 08LucidPro Funded Account
9. 09LucidPro Payouts
10. 10LucidPro Daily Loss Limit
11. 11LucidDaily Evaluation
12. 12LucidDaily Funded Account
13. 13LucidDaily Payouts
14. 14LucidDaily Customization
15. 15LucidDirect Funded Account
16. 16LucidDirect Payout Objectives
17. 17Payout Methods
18. 18Restricted Countries
19. 19Other Trading Activities (news, bots, copiers)
20. 20Prohibited Hedging
21. 21Prohibited Microscalping
22. 22Maximum Number of Accounts
23. 23Inactivity Policy
24. 24Approved Products and Commissions
25. 25Supported Platforms
26. 26New Live Structure
27. 27Lucid public product feed (list prices)

XSR may earn a commission when you buy with a partner code; it never changes the order of firms. Prop-firm evaluations are simulated accounts sold as a product — most buyers do not pass, and no firm is regulated as a category. Nothing here is investment advice.